Stock-Secured Loan Program

When a margin loan won't do.

A standard margin loan is usually callable by your brokerage house if the stock price drops and the current value cannot cover the loan that was given to you, i.e., the principal. MCG’s partners offer only limited re-course stock loans which operate quite differently. Because the shares have been hedged against loss, we're covered. And because we're covered, you are too!

What kind of stocks do you own, and what are your priorities?

The answers to these questions will determine the stock loans you qualify for and how many offers you receive. If you own free-trading securities (or six-month "seasoned" restricted stocks) with steady prices and strong trading volume over the preceding four weeks, and you have a larger ($750K+) stock portfolio with blue chip stocks — you'll probably be presenting us with a low-volatility, high value portfolio, and you will have a full range of choices with as many as ten or more stock loan offers across all of our Stock Loan categories. On the other hand, if your stocks are more thinly traded or you bring a relatively small stock portfolio, you may receive fewer offers. If your stocks fall somewhere in between, you are likely to have a varied range of choices.

Limited / Non-recourse stock loan programs

The variables are many and varied, and include dividend pass-through, accrued/paid interest choice, full/capped upside to the borrower, voting rights, pre-payable loan rights, calls at negotiated preset percentage drops, no margin calls, no negative credit reporting in default, shortened loan terms, stock options execution cost bundled into loan, margin loan restructuring, and many other options and solutions we can tailor to your specific requirements.

When you need cash now!

If your Stock Loan agreement is signed and your shares have been hedged, your non-recourse stock loan funds can be in hand in as few as 24 hours from confirmation of hedge. Larger stock loan transactions may require multi-week hedging.

We Do NOT give Stock Advice. Midtown Capital Group and its partners facilitate stock loan quotations only. Pursuant to the IRA stock loan product, it does not provide direct or indirect buy-sell, insurance product sales, or financial planning advice of any kind. All such services are provided by licensed professionals only. We are Not a hedge fund. All users of this website are presumed to have read our Limitation of Service . Non-recourse stock loans are not available in Saskatchewan, Canada or any other location where they are prohibited by local, state, or federal regulation. Tax responsibility. All tax issues are the sole responsibility of the borrower. MCG or its partners do not support or promote the use of stock loans as tax avoidance, tax deferral, or tax reduction methods. We strongly urge consultation with a licensed tax professional for the best strategy in your case. Whether or not a stock loan is advantageous or not advantageous in a borrower's tax strategy, it is entirely between the client and his/her licensed tax advisor. Please consult a licensed tax professional and/or the IRS Website for treatment of stock loan proceeds for tax and accounting purposes. Note to California Residents, if you reside in California, we will refer you to our partners who maintain the proper licenses in the State of California.